Student Budget Calculator

Calculate monthly student budget

Total Expenses
Remaining/Savings
Savings Rate
Expense Ratio

The student budget calculator helps college students track income versus expenses across major categories. This promotes financial awareness and helps prevent overspending on a limited income.

Enter your monthly income and expenses in main categories. The calculator shows total expenses, remaining money, and what percentage of income you're spending versus saving.

Budgeting is a critical life skill for students managing loans, part-time work, and living expenses. This tool helps identify spending patterns and opportunities to save or adjust habits.

Quick Tips

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Frequently Asked Questions

Aim to spend less than 80-90% of income, saving the rest.

This tracks monthly cash flow; loans are typically deferred or in separate budgets.

You're overspending; look for ways to reduce expenses or increase income.

Cook at home, use student discounts, rent textbooks, limit entertainment.

Average them monthly (e.g., $600 annual = $50/month).