The rewards points calculator determines how many points you'll earn and their cash value, helping you compare different rewards programs and understand their true worth.
Enter spend amount, points earned per dollar, and point value in cents (typically 0.5-2 cents). The calculator shows points earned, cash equivalent, and effective rate.
Point values vary by redemption method. Travel often provides highest value (1.5-2 cents), cash back lowest (0.5-1 cent). Choose programs matching your spending and redemption preferences.
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Frequently Asked Questions
Varies: 0.5-1¢ for cash, 1-1.5¢ for merchandise, 1.5-2¢+ for travel.
Depends on devaluation risk vs redemption goals; consider inflation.
Points can offer more value but require strategic redemption.
Varies by program; some expire, others don't with activity.
Transfer to partners, book travel, use portal bonuses, avoid cash redemption.