The cash back calculator shows how much you'll earn in rewards from credit card purchases. Helps you understand the value of cash back programs and compare card offers.
Enter your purchase amount and the cash back percentage (typically 1-5%, varies by category). The calculator shows cash back earned and projects annual rewards.
Cash back effectively discounts your purchases. Cards with higher rates in categories you use frequently provide the most value. Remember to pay in full to avoid interest charges.
Quick Tips
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Frequently Asked Questions
1% baseline, 2-3% in categories, 5%+ in special categories is excellent.
Generally no; considered a rebate/discount, not income.
Never; only earn on purchases you'd make anyway.
Cash back is simpler; points can have higher value with strategic redemption.
Use category-specific cards, pay in full, combine with store discounts.